IRS Tax Refund Loans Effingham IL

IRS Tax Refund Loans, Effingham, IL, iTaxAdvance and Personal Loans

IRS Tax Refund Loans
While companies like H&R Block and Jackson Hewitt provide services like tax preparation, e-filing and even IRS tax refund loans, many consumers will find out that there is a hefty price for the tax preparation even though they are filing a very simple and short tax form. While some of these companies may offer e-filing for free, it is because it is free to e-file with the IRS. These companies also charge a hefty price for their IRS tax refund loans but even so, many will find out this year that after paying for the tax preparation that they don't qualify for the tax refund loan. This is because the loans these companies provide are actually provided by banks, and banks are much more stringent this year as to whom they will provide these loans too.

Easy Approval IRS Tax Refund Loans


If you're one of the millions who have decided to prepare your own taxes, use a free online tax preparation service or use tax preparation software like Turbo Tax. If you were simply turned down for tax refund loans from either H&R Block or Jackson Hewitt, then we have great news for you. iTax Advance has many lenders in our network that can get you qualified and get your tax refund into your bank account by the next business morning, or even sooner. Our lenders are able to get more people qualified for IRS tax refund loans by using their job as their good credit, so there is no credit check performed with the major credit bureaus.

No Tax Returns Needed for IRS Tax Refund Loans


Our lenders never ask you for copies of your tax return which means you can even apply for IRS tax refund loans before you file your taxes. We highly encourage you to file your taxes as quickly as possible, so you won't have to extend the loan, as a loan extension can certainly cost you more.

Local Companies

First Mid-Illinois Bank & Trust
(217) 342-6111
900 N Keller Drive
Effingham, IL
 
American General Financial Services
(217) 342-3958
1304 Thelma Keller Ave Ste 110
Effingham, IL
 
Crossroads Bank
(217) 347-7751
2000 S Banker St
Effingham, IL
 
First National Bank Of Dieterich
(217) 868-5995
16719 N 1000th St
Effingham, IL
 
Midland Financial Strategies
(217) 342-2141
133 W Jefferson Ave
Effingham, IL
 
Washington Savings Bank
(217) 347-7173
200 S Banker St
Effingham, IL
 
America's Financial Choice
(217) 342-4000
1310 S Banker St
Effingham, IL
 
First Mid Illinois Bank & Trust
(217) 342-6111
902 N Keller Dr
Effingham, IL
 
Midland States Bank
(217) 342-9800
1302 Thelma Keller Ave
Effingham, IL
 
Strategic Business Funding
(217) 353-6710
206 N Randolph St
Champaign, IL
 
Fifth Third Bank
(217) 342-5700
Effingham, 200 N. Third Street
Effingham, IL
Office Hours
M-TH 9-4; F 9-5; SA 9-12
Drive Up Hours
M-TH 9-4; F 9-6; SA 9-12

Old National Bank - Danville Branch
(800) 731-2265
2 West Main Street
Danville, IL
ATM Fees
monthly fee: Monthly service fees range from $0 to $15.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use an unaffiliated ATM.
Services
Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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U.S. Bank - Edwardsville Midtown Branch
(800) 872-2657
209 East Schwartz Road
Edwardsville, IL
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Fifth Third Bank - Freeport West Avenue Qs Branch
(800) 972-3030
1534 South West Ave
Freeport, IL
ATM Fees
monthly fee: Monthly service fees range from $0 to $15.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Fifth Third Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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PNC Bank - Bloomington Downtown
(800) 762-5684
202 East Washington Street
Bloomington, IL
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. This fee can be waived on your first two withdrawals each month by maintaining an average balance of $2,000.00 between your 'Spend' and 'Reserve' Accounts.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact PNC Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Fifth Third Bank - Effingham Branch
(800) 972-3030
200 North Third
Effingham, IL
ATM Fees
monthly fee: Monthly service fees range from $0 to $15.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Fifth Third Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Harris Bank - North Main Branch
(800) 546-6101
1275 Benington Road
Rockford, IL
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. This fee can be waived if you are a student. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Harris Bank for details.
Services
Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

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Fifth Third Bank - 2500 Center Branch
(800) 972-3030
2500 South Cicero Avenue
Cicero, IL
ATM Fees
monthly fee: Monthly service fees range from $0 to $15.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Fifth Third Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Regions Bank - Pontiac Branch
(800) 734-4667
110 West Water Street
Pontiac, IL
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2 fee each time you use an ATM that's not a Regions ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
First Bank - Jerseyville Branch
(800) 760-2265
117-121 South State Street
Jerseyville, IL
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: If you enroll in direct deposit, you will not be charged by First Bank for withdrawing from non-bank ATMs. Otherwise, there is a $2.00 fee each time you use a non-affiliated ATM after 4 uses per month. (Fee does not apply to all accounts.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact First Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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